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Financial Literacy: An Application on Akdeniz University Students
(Financial Literacy: An Application on Akdeniz University Students )

Yazar : Eda ORUÇ ERDOĞAN    
Türü :
Baskı Yılı : 2019
Sayı : 5 (1)
Sayfa : 19-28
DOI Number: :
Cite : Eda ORUÇ ERDOĞAN , (2019). Financial Literacy: An Application on Akdeniz University Students. Journal of Strategic Research in Social Science, 5 (1), p. 19-28. Doi: .
220    179


Özet

The concept of financial literacy, which can be expressed as the ability of individuals to budget, to make savings, to make various financial decisions and to make financial planning, is extremely important for both individuals and the economy. It is seen that individuals who have a correct and effective financial decision, who have financial concepts, have high prosperity, contribute to the formation and economic development of strong societies. Financial decisions and financial awareness of households, which are one of the decision-making units in the economy, are important for social welfare. Therefore, determining individuals' financial literacy levels has become an important issue in recent years. In this study, it has been tried to determine the financial literacy levels of the students who are in the university and who are in need of making financial decisions for the first time in the university life and their relationship with demographic factors. For this purpose, a study on financial literacy was carried out for students studying at 6 different faculties at Akdeniz University. When the results are evaluated, it is concluded that the financial literacy levels of students differ in terms of age groups, the faculty they study and the class they study. It is observed that the financial literacy level of the 4th grade students in the 20-23 age group who are educated in the faculty of economics and administrative sciences is higher than the other groups.



Anahtar Kelimeler
Financial Literacy, University Students, Nonparametric Tests

Abstract

The concept of financial literacy, which can be expressed as the ability of individuals to budget, to make savings, to make various financial decisions and to make financial planning, is extremely important for both individuals and the economy. It is seen that individuals who have a correct and effective financial decision, who have financial concepts, have high prosperity, contribute to the formation and economic development of strong societies. Financial decisions and financial awareness of households, which are one of the decision-making units in the economy, are important for social welfare. Therefore, determining individuals' financial literacy levels has become an important issue in recent years. In this study, it has been tried to determine the financial literacy levels of the students who are in the university and who are in need of making financial decisions for the first time in the university life and their relationship with demographic factors. For this purpose, a study on financial literacy was carried out for students studying at 6 different faculties at Akdeniz University. When the results are evaluated, it is concluded that the financial literacy levels of students differ in terms of age groups, the faculty they study and the class they study. It is observed that the financial literacy level of the 4th grade students in the 20-23 age group who are educated in the faculty of economics and administrative sciences is higher than the other groups.



Keywords
Financial Literacy, University Students, Nonparametric Tests

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